Website: https://microfinancespark.com
Location: New York, United States
Welcome to Micro Finance Spark. These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using the website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By visiting, accessing, or using MicroFinanceSpark.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the site.
2. Eligibility
Use of this website is intended for individuals who are 13 years of age or older. By using this site, you affirm that you are at least 13 years old. If you are under the age of 18, you must have the consent of a parent or guardian to use this website.
3. Website Content
All content provided on MicroFinanceSpark.com—including blog posts, articles, graphics, images, and other materials—is for informational and educational purposes only. While we strive to provide accurate and timely information, we do not guarantee the accuracy, completeness, or reliability of any content.
This website does not offer financial, investment, or legal advice. Any action you take based on the information on this website is strictly at your own risk.
4. User Conduct
You agree not to use the site for any unlawful purpose or in any way that may harm, disrupt, or interfere with the operation of the website or the experience of other users. Prohibited conduct includes but is not limited to:
- Posting or transmitting malicious code, spam, or harmful content
- Attempting to gain unauthorized access to the website or its servers
- Impersonating others or misrepresenting your affiliation
- Violating intellectual property rights of others
We reserve the right to block or terminate access for users who violate these Terms.
5. Intellectual Property
All content and materials on this website—including text, graphics, logos, and original content—are the property of Micro Finance Spark or its content creators and are protected by applicable copyright, trademark, and intellectual property laws.
You may not reproduce, modify, distribute, or commercially exploit any content without express written permission.
6. External Links
Our website may contain links to third-party websites for reference or affiliate purposes. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing those links is at your own discretion and risk.
7. Disclaimer of Warranties
Micro Finance Spark provides this website on an “as is” and “as available” basis. We make no warranties or guarantees of any kind—express or implied—regarding the operation, accuracy, or availability of the website or the information it contains.
To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
8. Limitation of Liability
In no event shall Micro Finance Spark, its owners, authors, or affiliates be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or any content provided herein.
9. Indemnification
You agree to indemnify, defend, and hold harmless Micro Finance Spark and its affiliates, authors, and contributors from any claims, losses, liabilities, or expenses (including legal fees) arising out of your use of the website or violation of these Terms.
10. Modifications to Terms
We reserve the right to update or modify these Terms of Service at any time without prior notice. Changes will be posted on this page with an updated “Effective Date.” Continued use of the site after changes implies your acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of the State of New York, United States, without regard to its conflict of law provisions. Any legal disputes arising under these Terms shall be resolved in the appropriate courts located in New York.
12. Contact Us
For questions, feedback, or concerns regarding these Terms, please contact us at:
Email: [mariajolly492@gmail.com]
Mailing Address: New York, United States