Privacy Policy

Welcome to Micro Finance Spark (accessible at https://microfinancespark.com). Your privacy is critically important to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website. By using this site, you consent to the practices described in this policy.

1. Who We Are

Micro Finance Spark is an independent blog website based in New York, United States, committed to delivering high-quality content related to cryptocurrency, markets, budgeting, saving, technology, and financial news. Our website address is: https://microfinancespark.com.

2. Information We Collect

We may collect both personal and non-personal information from our visitors, including:

a. Personal Information

  • Name (if voluntarily provided)
  • Email address (for newsletter subscriptions or contact forms)
  • IP address
  • Cookies and usage data

b. Non-Personal Information

  • Browser type and version
  • Device type
  • Operating system
  • Pages visited and time spent on the site
  • Referral sources (e.g., search engine, link, etc.)

3. How We Use Your Information

We use collected data to:

  • Improve website content and performance
  • Communicate with you (via newsletters or contact form responses)
  • Analyze traffic and user behavior
  • Comply with legal requirements
  • Detect and prevent fraud or security threats

We do not sell, rent, or trade your personal information to third parties.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Enhance user experience
  • Remember your preferences
  • Monitor site traffic and usage analytics (e.g., via Google Analytics)

You may choose to disable cookies through your browser settings, but this may limit your access to certain features of our website.

5. Third-Party Links and Services

Our website may include links to third-party websites (e.g., affiliate services, external articles). We are not responsible for the privacy practices or content of those websites. Please review their privacy policies individually.

6. Data Security

We take appropriate security measures to protect your data from unauthorized access, alteration, or disclosure. However, no online platform can be 100% secure. By using our website, you acknowledge and accept this risk.

7. Children’s Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect or store personal data from anyone under 13 years of age.

8. Your Data Protection Rights (CCPA & GDPR)

If you are a resident of California or the European Union, you may have the right to:

  • Access the personal data we hold about you
  • Request correction or deletion of your data
  • Object to or restrict the processing of your data
  • Withdraw consent (where applicable)

To exercise these rights, please contact us at: [your-email@example.com]

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal obligations. All updates will be posted on this page with a new effective date.

We encourage you to review this page periodically.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

Email: [mariajolly492@gmail.com]
Location: New York, United States
Website: https://microfinancespark.com